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Terms & Conditions

Last updated: September 2026

1. What this app is

IPO Tracker is a personal record-keeping tool for tracking your own IPO applications, allotments, holdings, sales, and related financial records across your demat accounts. It is not a broker, investment platform, or financial service. It does not place trades, submit IPO applications, or connect to or operate any broker or exchange account on your behalf. All data is entered and managed by you for your own tracking purposes.

2. Not investment advice

Nothing in IPO Tracker constitutes investment, financial, trading, or tax advice. All figures — profit, loss, ROI, and other calculations — are derived from information you enter into the app and may not match your official broker, demat, or exchange records. You should verify important financial information against official sources before making any financial decision. IPO Tracker does not make financial decisions for you.

3. Age requirement

You must be at least 18 years old to use IPO Tracker.

4. PAN & allotment checking

IPO Tracker includes an optional feature that lets you save your Permanent Account Number (PAN) against a demat account. If you save your PAN and request an allotment check, our backend uses your PAN to request allotment status from the relevant registrar (KFintech or MUFG Intime) on your behalf. This acts as a convenience for the user.
  • Saving your PAN is entirely optional. All normal features work without it.
  • PAN is used solely to request allotment status and for no other purpose.
  • By saving your PAN and requesting an allotment check, you consent to your PAN being used in this way.
  • KFintech and MUFG Intime are independent third-party services. IPO Tracker does not control their availability, accuracy, or data handling. Allotment checks may fail, be delayed, or return no result if the registrar service is unavailable.
  • You can remove your saved PAN at any time by editing the relevant demat account.

Please refer to our Privacy Policy for details about how PAN and other personal data are handled and protected.

5. Your data

Your account data is private to you and accessible only through your authenticated session. You can manage your records within the app, export your data from Settings, remove your saved PAN at any time, and delete your account from Settings.

Please refer to our Privacy Policy for details about data handling, storage, and what happens when you delete your account.

6. Accounts

  • You must provide accurate information when creating your account.
  • You are responsible for keeping your login credentials secure and for all activity that occurs under your account.
  • You must not access or attempt to access another person's account or data.
  • You must not attempt to bypass or circumvent authentication, access controls, or any other security measure.
  • If you believe your account has been accessed without authorisation, contact us promptly.

7. Subscriptions and payments

  • The free plan is available with a fixed limit on the number of tracked IPOs.
  • The Pro plan is a paid subscription. Applicable pricing is shown before purchase.
  • Pro subscriptions renew automatically at the end of each billing period until you cancel. Cancelling prevents future renewals.
  • Cancellation does not automatically entitle you to a refund for the current billing period, unless a refund is required by applicable law or by a refund policy stated at the time of purchase.
  • Payments are processed by Razorpay. IPO Tracker does not store your card or UPI payment credentials.

8. Service availability

IPO Tracker is provided on an availability basis. We aim to keep the service running reliably, but we cannot guarantee uninterrupted availability. Temporary outages may occur due to maintenance, technical issues, hosting provider problems, or other circumstances outside our control.

The allotment checking feature specifically depends on third-party registrar services (KFintech and MUFG Intime). If a registrar service is unavailable or changes its systems, allotment checks may fail, be delayed, or return incomplete results. We are not responsible for the uptime or accuracy of those services.

9. User responsibility

You are responsible for:
  • The accuracy of the information you enter into IPO Tracker.
  • Verifying important financial information against your official broker, demat, or exchange records.
  • Keeping your account credentials secure.
  • Deciding whether the information displayed by the app is adequate for your purposes.

IPO Tracker is a tracking and record-keeping tool. It does not make financial decisions on your behalf.

10. Acceptable use

You must not:
  • Access or attempt to access another person's account or data.
  • Attempt to bypass authentication, security controls, or access restrictions.
  • Interfere with or disrupt the service or its infrastructure.
  • Use the service for any unlawful purpose.
  • Abuse or excessively use the allotment checking feature in a way that places unreasonable load on third-party registrar services.

11. No warranty

IPO Tracker is provided on an “as is” and “as available” basis, to the extent permitted by applicable law. We do not guarantee:
  • That calculations will always be error-free.
  • That user-entered data will be accurate or complete.
  • That allotment information from registrar services will always be available or accurate.
  • Uninterrupted or error-free operation of the service.
  • That the service will meet every user's particular requirements.

We are not liable for financial decisions made on the basis of information shown in this app. You should always verify important information against official sources.

12. Changes to these terms

These terms may be updated from time to time as the app evolves. When we make material changes, we will update the “Last updated” date and, where practical, let you know through the app or other appropriate means. We encourage you to review these terms periodically.

13. Contact

Questions about these terms can be sent to support@ipotracker.site.